Competitor Smile Dental Benefits

Index | Benefits | Exclusions & Limitations | Quote & Apply

How are benefits covered?
Competitor Smile Dental pays benefits for each covered person in the following manner:

First, you meet the $50.00 Calendar Year Deductible per person.
(Maximum of three individual deductibles per family)

Then Competitor Smile Dental pays a percentage
of covered expenses based on the Reasonable and Customary (R&C) fees for those Covered Expenses. You can select your own dentist.

SERVICES	GOLD	SILVER	BRONZE
Calendar Year Maximum (Per Person)	$1,500	$1,000	$750
Preventive: Exams, Cleaning, Fluoride Treatments
Year One	100%	100%	100%
Year Two	100%	100%	100%
Year Three and After	100%	100%	100%
Waiting Period	None	None	None
Basic: X-rays, Fillings, Extractions and Oral Surgery
Year One	20%	20%	20%
Year Two	40%	40%	40%
Year Three and After	60%	60%	60%
Waiting Period	None	None	None
Major: Crowns, Bridges, Dentures and Root Canals
Year One	10%	10%	No Coverage
Year Two	25%	25%
Year Three and After	50%	50%
Waiting Period	None	None