Oregon Health Insurance Plans
For Children
Finding Health Plans for children only used to be a
difficult task. Many companies have recognized this
need. There are now a number of options to view for
Individual Children's Health Plans. You can use our
eQuote System and specify
that you want plans for children. You can only quote
one child at a time...
Currently Regence,
ODS
and PacificSource
have only one rate for 0 to 17 year olds. These three
companies are available statewide. While HealthNet and
Kaiser have two rate classes. Regence offers youth
rates for 0 to 17 year olds on their Basic,
Plus
and Premier
plans. If your child is over three years
of age and you live in the Willamette Valley, HealthNet,
Kaiser and PacifiCare will be worth a look. These plans
are not available outside of the Willamette Valley,
and Kaiser is limited to Salem and north.
There are HMO plans.
They are managed care. You have a primary care physician
who is responsible for your needs. You have a co-payment
for your office call. If there is a medical need, which
he cannot treat you for, he will have to refer you to
a specialist to treat you. You must get a referral to
see a physician other than your primary care Doctor.
There are PPO plans
These are Preferred Provider Plans, where you select
your Doctor, Hospital, Pharmacy etc... from a list,
and the plan will pay the qualified expenses. Some of
these plans recognize "Alternative Practitioners
of the Healing Arts". These plans offer Doctors
Office co-payments and Prescription co-payments, which
are available before the deductible. This type of plan
normally has a deductible, which must be met prior to
having major services paid by a company. These plans
also have some type of accident benefit for the injuries
that occur.
If you have a newborn please contact us. Some plans
have four our six week waiting periods. We also have
some John
Alden Short Term Medical options that can be made
available for "next day" coverage.
HMO Plans:
Kaiser Permanente for Individuals
and Families (Limited Service Area)
HealthNet
Pearl 25 (Limited Service Area)
PPO Plans:
Regence
Blue Selections Premier
ODS Maximizer Plan
PacificSource
Elect Plus
HealthNet
Diamond 25
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