Catastrophic Health Insurance Plans

Many consumers search for "Catastrophic Health Insurance Coverage", though there is really no plan designed to cover only catastrophies.  Currently no companies are offering plans that exclude coverage for doctor office visits, but there are many plans in which you must first satisfy your annual deductible before any benefits are paid. Some lower costing examples of this kind of plan are the Elect Value plan from PacificSource, the Evolve Core plan from Regence, the Beneficial Value plan (without Rx) from ODS or the Essentials from LifeWise of Oregon. You might also consider an HSA eligible plan as they are very good catastrophic alternatives.

This kind of health plan is designed to be a lower cost alternative to the more benefit rich plans.  Many times these plans do not cover things like outpatient prescriptions, immunizations or routine physicals. They offer a wide range of deductible that allow people to save a tremendous amount of money in premiums.

If this kind of plan is what you are looking for, we invite you to use our eQuoter to get an instant quote to begin your search for a new health plan for yourself!  In seconds you will see the prices and be able to compare benefits of the plans available in your part of Oregon. As always, we are here to help. If you need more personalized assistance, send us an email with your information and we will be happy to send you a quote!