CDA Insurance LLC offers several
full lines of Oregon Health
Insurance and related insurance coverage. We
compare the policies for you, so you only need to look
at 2 or 3 plans which meet your needs, instead of 20
to find the one that might. Information and applications
(online, and print & mail-in) are available for
individual, group, short term, travel, student, HSA,
and Medicare Supplemental policies.
We help you get the best coverage, the right plan, and the lowest cost. Our service area includes Portland, Beaverton, Hillsboro, Forest Grove, Tualatin, Lake Oswego, Gresham, Salem, Eugene, Medford, Grants Pass, Klamath Falls and the rest of the State of Oregon. You can view rate and benefit information from HealthNet, Kaiser, LifeWise, Moda Health, PacificSource, Providence and Regence. You can also use our online quoting system and get your answers immediately.
Use our confidential request form to get us started helping you find the right health insurance.
Special Enrollment Period - Update
A special enrollment period will begin March 15th and end on April 30th to help consumers avoid tax penalties for not obtaining health insurance during the OEP.
The Centers for Medicare & Medicaid Services announced a special enrollment period for individuals and families who did not have health coverage in 2014 and are subject to the fee or “shared responsibility payment” when they file their 2014 taxes in states which use the Federally Facilitated Marketplace.
To qualify for the special enrollment period:
- You will need to self-attest that you had to pay a penalty for not having coverage in 2014
- You can not be enrolled in a plan on Healthcare.gov
- You must claim that you only found out you were going to have to pay a penalty when you filed your income tax forms
Healthcare Reform - Annual Enrollment
Open Enrollment Is Now Closed: The next open enrollment begins on November 1st. However, you can still apply for coverage if you have experienced a life change event such as birth, divorce, loss of COBRA coverage. Please click here to view the list of Qualifying Events.
*PacificSource will match the federal "tax season" Special Enrollment Period for individual for direct sales
**Regence BlueCross BlueShield of Oregon will continue to accept application through February 28, 2015 for a March 1, 2015 effective date.
***Health Republic will continue to sell plans to individuals and families until 5 p.m. on Monday, March 16, with an effective date of April 1.
****Providence will continue to sell plans to individuals and families until 5 p.m. April 30 for an effective date as far out as July 1, 2015.
- If you do NOT qualify for a subsidy or do not want a subsidy for your health insurance, click here to run a 2015 quote.
- If you BELIEVE that you will qualify for a subsidy for your health insurance, click here to Quote & Apply. If you will not qualify for a subsidy, do not use this system. It only connects to the Federal Marketplace and does not offer the plans available outside of the Exchange.
- If you KNOW that you are Medicaid or CHIP eligible, Click Here.
At CDA Insurance, doing everything within our power to make sure that we provide you with the most current and up-to-date information about coverage that is available outside the Exchange. Annual enrollment will begin on November 1, 2015 and on that date companies will begin providing us with details about their rates and benefits. We will update this web site as the quickly as we can. The magnitude of the changes are huge, so please keep checking back with us. If you prefer, you can fill out our online form and request that we contact you when we have all of the information available.
Healthcare Reform - Special Enrollment and qualifying events
To be eligible, you must complete your application for coverage within 60 days of the qualifying event or loss of coverage, whichever is later. If your application is not completed within this time period, it will expire and you will no longer be eligible for Special Enrollment. [ more info ]
Health Savings Accounts
Since January 1, 2004 no new Medical Savings Accounts (MSA) may be opened, and Health Savings Accounts (HSA) have replaced them and have been available for all new accounts since that date. For this, we recommend that you visit our HSA Section which is dedicated solely to Health Savings Accounts. If you already know that you want one, you can view the HSA eligible plans from Regence, LifeWise HSA ,Moda Health, PacificSource, Providence and Kaiser's plans.
Medicare Advantage Annual Enrollment Period (AEP)
2016 Medicare Advantage Plan information will be released by the insurance carriers beginning October 1, 2015. Please check back during the first week of October for 2016 MAPD and MA plan information. We will be posting the new information as soon as we get it and we can notify you when we do.
Oregon Medicare Supplements and Medicare Advantage Plans
Now you can find information about rates and benefits that are available from many companies offering Traditional Medicare Supplements and also rates for Medicare Advantage plans from Regence, UnitedHealthcare, Moda Health, PacificSource, Providence and HealthNet.
Oregon Short Term Health Insurance
When you find that new job, most employers have a waiting period before you are eligible for company benefits. Temporary Health Insurance was designed to help in these situations: between jobs; starting a new one; a new/recent college graduate; taking a semester off from college, if you are relocating to another area of the country, or waiting for Group coverage to begin. In Oregon, Short Term Medical Insurance is generally available for 30-185 days and is designed to protect you from catastrophic medical bills.
We have now developed a new web site that illustrates only short term medical products. You can visit our STM Web Site and compare quotes for several companies and also compare the benefits for specific plans.
Oregon Group Health Insurance
We offer Group Health and Dental plans from Regence Blue Cross BlueShield of Oregon, Lifewise Health Plans of Oregon, Providence, Regence HMO Oregon, PacificSource (Pacific Source), United Healthcare, Health Net, Standard Life, Security Life, and others. Group Health Insurance is available for 2 or more people working for the same company. Many Partner and Husband and Wife businesses do qualify. To get a quote for your company by downloading a printable Quote Request form and faxing it to 541.284.2994. [more info]
CDA Insurance LLC
If, in browsing our site, you find a question that we do not have an answer for, or a subject that is still confusing, please let us know so we can improve our resource.
Thank you for your consideration,
Corey K Pulver & Dann Loewenthal
Pending CMS Approval