CDA Insurance LLC offers several full lines of Oregon Health Insurance and related insurance coverage.  We compare the policies for you, so you only need to look at 2 or 3 plans which meet your needs, instead of 20 to find the one that might. Information and applications (online, and print & mail-in) are available for individual, group, short term, travel, student, HSA, and Medicare Supplemental policies.  We also have information about lower cost or catastrophic health plans for you to look at.  We want you to understand how the process of buying individual health insurance works, so we have created a page that describes the application/underwriting process that people must go through to secure health insurance coverage.

We help you get the best coverage, the right plan, and the lowest cost. Our service area includes Portland, Beaverton, Hillsboro, Forest Grove, Tualatin, Lake Oswego, Gresham, Salem, Eugene, Medford, Grants Pass, Klamath Falls and the rest of the State of Oregon.  You can view rate and benefit information from HealthNet, Kaiser, LifeWise, ODS, PacificSource and Regence.

Use our confidential request form to get us started helping you find the right health insurance.

FHIAP

The Family Health Insurance Assistance Program or FHIAP was created by the 1997 Oregon Legislature to help low-income Oregonians afford private health insurance. FHIAP pays 50 percent to 95 percent of monthly health insurance premiums for adults and we they now pay 100% for children up to 19 years of age. The amount is based on family size and income. For example, FHIAP would pay half the monthly premium for a family of four earning up to $3,695 a month. FHIAP does not help members pay for deductibles, co-pays, or any other coinsurance associated with the members health insurance plan. Click here for more information.

Since January 1, 2004 no new Medical Savings Accounts (MSA) may be opened, and Health Savings Accounts (HSA) have replaced them and have been available for all new accounts since that date.  For this, we recommend that you visit our HSA Section which is dedicated solely to Health Savings Accounts.  If you already know that you want one, you can view the HSA eligible plans from Regence, LifeWise HSA Qualified, ODS HSA 3000 and ODS HSA Value plans, PacificSource and Kaiser's plans.

Childrens Health Insurance

At CDA Insurance, doing everything within our power to make sure that parents have options available to find coverage for their children is a priority.  This is why we have created a special section specifically to list and explain the new rules that apply to applications with children on them; either family applications or "child-only"..  Visit our Children's Health Insurance Section for more information on Open Enrollment Periods for applicants under the age of 19 years old.

Oregon Medicare Supplements and Medicare Advantage Plans

Now you can find information about rates and benefits that are available from many companies offering Traditional Medicare Supplements and also rates for Medicare Advantage plans from Regence, Secure Horizons and HealthNet.  We also have some information about the new Part D Medicare benefits.

Oregon Short Term Health Insurance

When you find that new job, most employers have a waiting period before you are eligible for company benefits. Temporary Health Insurance was designed to help in these situations: between jobs; starting a new one; a new/recent college graduate; taking a semester off from college, if you are relocating to another area of the country, or waiting for Group coverage to begin.  In Oregon, Short Term Medical Insurance is generally available for 30-185 days and is designed to protect you from catastrophic medical bills.

We have now developed a new web site that illustrates only short term medical products. You can visit our Oregon STM Web Site and compare quotes for several companies and also compare the benefits for specific plans.

Oregon Group Health Insurance

We offer Group Health and Dental plans from Regence Blue Cross BlueShield of Oregon, Lifewise Health Plans of Oregon, Providence, Regence HMO Oregon, PacificSource (Pacific Source), United Healthcare, Health Net, Standard Life, Security Life, and others. Group Health Insurance is available for 2 or more people working for the same company. Many Partner and Husband and Wife businesses do qualify. To get a quote for your company by downloading a printable Quote Request form and faxing it to 541.284.2994.

Term Insurance

Term insurance is a temporary form of life insurance. The premium you pay is determined by how long you want the policy to last. If you choose a 10 year term the premium will stay level for 10 years. Actually you are averaging out the increased cost of the insurance for that l0-year period. If you choose a 20 year term your premium will be a little higher than the 10 year term because you are averaging out the increased cost of insurance over 20 years. At the end of each term period and before the age of 65 you can renew your policy for another term period. Now the premium would be higher because you will be averaging out the next 10 or 20 years of increasing cost of insurance. You can purchase 5, 10, 15, 20, and 30-year level term policies. Term insurance is not very flexible, but it will fit specific needs very well at a low premium.

Instant Term Life Insurance Quote

Click here for an instant online quote!

CDA Insurance LLC

We specialize in matching policies to people. We have a variety of information, downloadable brochures and applications, and online applications on our site, and are always happy to help you via phone, mail or e-mail.  Our Privacy Policy page explains our strategy to protect your privacy.

If, in browsing our site, you find a question that we do not have an answer for, or a subject that is still confusing, please let us know so we can improve our resource.

Thank you for your consideration,

Corey K Pulver & Dann Loewenthal